In many countries, paying for things using mobile phone (cell phone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?




In numerous countries, these days people are using their cell phone’s application for payment of many things, which is becoming a general trend among them. This expansion contains a lot of advantages. However, this essay would discuss the edges of usage of applications below.

In this busiest society, where time is precious for every one, and they don’t have an enough time to consume it on any other activity unrelated to their business tasks; hence, these applications are assisting them in myriads of matters. For instance, It could help a person to pay his utility bills direct through his mobile phone application , instead of standing in a queue for a longer period. Moreover, people can also pay the fee of school, tuition, or a university for their youngsters; undoubtedly, notice of payment of fee would reach to the concerned department. To illustrate, HBL is an application for Habib Bank Limited users, which they can use for availing these services. Therefore, we could say that people can save their time with its usage.

Furthermore, our society is facing the problem of robbery, which is deleterious for society. For that reason, cell phone applications could minimize the chances of being robbed by the thief. So the People don’t need to carry the huge amount of cash with them as they could transfer their money to another person through these applications. For instance, In 2019, research has been done by the education department of Punjab University indicated that these days more people are using phone apps; thus, robbery is abated by 76%.

To encapsulate, nowadays, these applications are aiding the economy in various issues as already discussed above. Therefore, the government should promote these activities around the country.

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